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  PRIVACY POLICY

At ForSaleByOwnerInSpain user privacy is of utmost concern.  We are committed to your privacy and security, and to providing you the best possible user experience.  We may update this policy from time to time, so please check here frequently.
 
What do we mean by privacy?   We will never disclose your information to any third party without your consent, except in limited circumstances to our business partners with whom we have established agreements that protect your privacy
 
Here's how we collect and use information from you in our efforts to provide the highest quality user experience:
 
IP Address - Your IP or "Internet Protocol" address and other site usage data is used to gather broad demographic information.  This data helps us serve you by allowing us to understand how visitors use our web sites.
 
Cookies - Our sites use a technology called "cookies," small files stored by your browser to help keep track of your user profile.  Our cookies do not collect personally identifiable information, nor do we share them with anyone.  We use cookies to remember your personal profile for your convenience, to deliver content specific to your needs and interests, and to ensure you don't see the same ad repeatedly.  We also use cookies to track user trends and improve areas of our sites that our users find valuable.
 
Ads - We sometimes use outside companies to display advertising on our web sites.  These ads may place cookies on your computer, which are referenced by our ad companies.  We do not have access to this information. We use customer Contakt information from registration forms to send you information related to our products and services if you consent to receiving such mailings.  Your Contakt information may also be used to Contakt you when necessary for administrative purposes related to your account.  We use your email as a unique identifier in our record system, to verify communications from you, and to send you newsletters and promotion offerings that you ask to receive or to tell you about changes to the ForSaleByOwnerInSpain website.
 
Demographic information and site usage data is also collected on our sites. We use this data to tailor your experience, allowing us to provide content related to your preferences and information on products or services we think you may be interested in.
 
Email Services - If you take advantage of any email notification features on our sites, you will receive email updates as described in the service. The ForSaleByOwnerInSpain website provides users the opportunity to opt-out of receiving communications from our partners and us. Users can remove their personal information from the database of a particular site by sending a request by email to
ForSaleByOwnerInSpain@housebanc.com and typing "unsubscribe" in the subject line along with any perinent information in the body.
 
Personal Tools - Certain products on our sites, like the ForSaleByOwnerInSpain Personal Planner, allow you to store your personal information for future use.  We do not share this information with third parties.
 
Order Forms - Our sites use forms for you to request information, products and services.  We collect financial information to bill you for the products and services you indicate.  (See "Your Security" below for more on how we safeguard your financial information and social security information.)  We collect social security information to provide credit check, loan application and similar services.  We collect Contakt information, unique identifiers and demographic information for the purposes described in "Registration" above.  See "Disclosure" for more information on when we provide your information to third party business partners.
 
Contests and Surveys - Online, we may also survey visitors for Contakt information, unique identifiers and demographic information.  You are never required to answer these questions.  The information you submit may be used for analyzing overall site demographics, user preferences and tastes, and similar "getting to know our customers" purposes.  We may disclose this data to third parties in an aggregated form (such as summary reports for our advertisers) but never with user data or identification assigned to the information provided.
 
When you enter a contest, we will require that you submit a limited amount of personally identifiable data such as Contakt information.  We may also ask you questions related to your preferences and age or background.  We will designate which questions are required to be answered in order to enter the contest.  The information you submit may be used to analyze site demographics and user preferences, and for similar "getting to know our customer" purposes.  We may share this data with third parties in aggregate form only (as in summary reports to advertisers), and never in the form of personally identifiable information.
 
Your Security - ForSaleByOwnerInSpain, Inc., and its affiliates have taken the following important measures to protect against loss, misuse or alteration of your personal information.  First, we store no financial information or social security information on our sites.  Although you may have to enter your credit card number or social security number twice, we think the benefits of security are worth it.  When we do transmit your data, we use only Secure Servers using current encryption technology to encode your data safely.
 
The personal data we do store on our system is protected by firewall and password. Our network firewall is a combination of hardware and software designed to keep unauthorized users from accessing our network.  The password you select, along with your unique email address, prevents others from accessing your information.  We suggest that you do not disclose your password to anyone.
 
Third parties that have their own privacy policies that may be different than ours provide Third Party Service Providers - some of the services available through our website.  You should review the privacy policy of third parties before providing your personal information to them.
 
Outside Links - While on ForSaleByOwnerInSpain, you may be led to other web sites.  Be aware that other sites may collect data and personal information and operate according to their own privacy practices.  Please remember that, once outside of our website, any information you submit is outside of our control.  
Disclosure - To provide you the best products and services, we team with business partners.  When you indicate that you want to receive a product or service, or Contakt a person or organization, we share the data needed for you to receive what you have indicated.  Occasionally, we hire consultants that may need access to our member database to perform their services for us.  We take great care to require that these business partners agree by contract not to use any member information that they may receive access to.
 
ForSaleByOwnerInSpain may contract with outside companies to administer our mailing lists or provide retail services.  Your personal information may be shared with an outside company for the sole purpose of administering the products, services and programs you have selected.
 
Choice/Opt-out - The ForSaleByOwnerInSpain website provides you the opportunity to opt out of receiving communications from our partners and us.  To remove your personal information from one of our web sites, email a request to the site at the address listed in "Contakting Us."  To remove your name from an email service, simply reply to the email and type "Unsubscribe" in the subject line.
 
Correct or Update - You can change or update your personal information for a particular ad, such as the ForSaleByOwnerInSpain by going to the "Modify your ad" or " cancel your ad" section of the site and following instructions to update your information.
 
Contakting Us - If at any time you feel that the ForSaleByOwnerInSpain website has not adhered to this policy, email us at
ForSaleByOwnerInSpain@housebanc.com and we'll do our best to determine any problem and quickly respond. If you have questions or concerns about our privacy policy, please Contakt us at ForSaleByOwnerInSpain@housebanc.com. And check this page periodically for changes in our privacy policy.
 
  This ForSaleByOwnerInSpain, Inc., privacy policy does not extend to any information that is inherent in the operation of the Internet, and therefore beyond the control on ForSaleByOwnerInSpain, Inc., and is not to be applied in any manner contrary to applicable law or governmental regulation. We reserve the right at our discretion to make changes to this policy at any time.
 
ForSaleByOwnerInSpain, Inc., and its affiliates may disclose your personally identifiable information if required to do so by law or in the good-faith belief that such action is necessary to (1) conform to the requirements of the law or comply with governmental orders, court orders, or legal process served on ForSaleByOwnerInSpain, Inc., or its affiliates; (2) protect and defend the property or rights of ForSaleByOwnerInSpain, Inc., and its affiliates or the users of ForSaleByOwnerInSpain

Money-Back Guarantee Policy (Valid for internet listings only posted after 7/15/2002)

We offer a Money-Back Guarantee that our services will result in the successful sale of your property. The guarantee is:

  1. We will, upon request as set forth below, refund the listing fee paid by you for your listing on ForSaleByOwnerInSpain in the event you have continuously listed your property for 12 consecutive months and such property has not been sold or received a binding offer of sale in the 12 months from the date upon which your listing was activated on ForSaleByOwnerInSpain's web site ("service failure") and you retain the services of an agent affiliated with ForSaleByOwnerInSpain.
  2.  
    1. This Money-Back Guarantee is your exclusive remedy in the event of a service failure for the recovery of all or any portion of the ForSaleByOwnerInSpain charges for a listing. Only the listing fee will be refunded. This Money-Back Guarantee may be terminated by us at any time (which will be posted on the web site) in which event, there will be no remedy or recovery of charges for a service failure.
  3. To qualify for a refund due to a service failure, you must notify us of the service failure and request a refund of your listing fee in compliance with the conditions listed below. If you do not comply with these conditions, you are not entitled to receive a refund.
  4.  
    1. Requests for refund of the listing fee due to a service failure must be mailed to the following address:

      ForSaleByOwnerInSpain@housebanc.com

    2. Your notification of a service failure must include your ForSaleByOwnerInSpain listing number.
    3. All requests for refund must be received via one of the approved channels within 15 calendar days after the twelve month anniversary from the date from which the listing was activated on ForSaleByOwnerInSpain's web site.
  5. ForSaleByOwnerInSpain will not be obligated to refund your listing fee under the Service Failure Money-Back Guarantee if:
  6.  
    1. The service failure resulted, in whole or in part, from any failure by you in complying with the "Terms and Conditions" of our web site.
    2. The service failure resulted, in whole or in part, from any failure by you in complying with the terms and conditions of a real estate binder or contract of sale. We reserve the right to request a title report (at the owner's expense) prior to issuing a refund.
    3. The listing was created without correct Contakt information (phone number and email address) or such Contakt information was not properly maintained.
    4. The ForSaleByOwnerInSpain Money-Back Guarantee does not apply to any listing containing fraudulent or incorrect information.
  7. The following limitations also apply to the Service Failure Money-Back Guarantee:
  8.  
    1. Refunds will be made or applied to the payor's account only. Only one refund is permitted per listing even if such listing appeared more than once.
  9. THIS LIMITED WARRANTY IS EXCLUSIVE AND INSTEAD OF ALL OTHER WARRANTIES, WHETHER EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE ARE NOT LIABLE FOR CONSEQUENTIAL, INCIDENTAL, INDIRECT OR SPECIAL DAMAGES, WHETHER OR NOT SUCH DAMAGES ARE BASED UPON TORT, CONTRACT, BREACH OF WARRANTY OR OTHER CLAIMS.

Disclaimer:

Information presented here is is being provided to you on an "as-is" basis. ForSaleByOwnerInSpain, Corp. and its affiliates do not make any representations, warranties or guarantees, express or implied, regarding the accuracy, correctness, or completeness of such information, including, without limitation, pricing, descriptions, designs, data and other features. It is your sole responsibility to independently evaluate the accuracy, correctness and completeness of the information presented here. All information, including pricing, is subject to change without notice.

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